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Last Rate Change Effective: 06/30/2010
Rate Effective For Quarter: 2nd Quarter 2010
Note: Rates Are Subject To Change Without Notice.
|
Term Of Account |
Amount
(Minimum To Qualify
For Rate Listed) |
Dividend Rate |
APY* |
90 Day Maturity
|
$35,000.00 Minimum
|
.29%
|
.29%
|
12 Month Maturity |
$2,500 Minimum |
.80% |
.80% |
06 Month Maturity |
$5,000 Minimum |
.40% |
.401% |
12 Month Maturity |
$5,000 Minimum |
.80% |
.80% |
24 Month Maturity |
$5,000 Minimum |
1.00% |
1.00% |
12 Month Maturity |
$25,000 Minimum |
.85% |
.85% |
12 Month Maturity |
$50,000 Minimum |
.90% |
.90% |
24 Month Maturity |
$25,000 Minimum |
1.05% |
1.05% |
24 Month Maturity |
$50,000 Minimum |
1.10% |
1.10% |
| Call your ACSFCU staff for today's competitive rates on other Share Certificate rates and terms.
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| *APY Is The Annual Percentage Yield. |
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- APY means Annual Percentage Yield
as required by Truth in Savings
- Initial Dividend Rates
are subject to change without prior notice.
- Listed Dividend
and APY RATES are accurate as of the Rate Change Effective
Date.
- Once issued, the APY will apply for the TERM of the
Share Certificate.
- SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
before Maturity.
|
Tier |
Share
Amount
|
Dividend
Rate |
APY* |
Tier 1 |
$100.00 To $4,999.99 |
0.20% |
0.200% |
Tier 2 |
$5,000 To $34,999.99 |
0.23% |
0.230% |
Tier 3 |
$35,000 And Up |
0.25% |
0.250% |
| *APY Is The Annual Percentage
Yield. |
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- The APY ( Annual Percentage Yield )
for Progressive Share accounts may change
after the account is opened.
- The APY
is accurate as of the Rates Published
Date. APY rates are set at the end of
each calendar quarter and applied retroactively,
but are subject to change at any time.
- Minimum balance to earn TIER 1 rate is $100.00
- Minimum balance to earn TIER 2 rate is $5,000.00
- Accounts with less than a $25.00 balance will incur service fees of $1.50 per month.
|
Tier |
Share
Amount |
Dividend
Rate |
APY* |
Tier 1
|
$10,000.00 to $34,999.99
|
.30%
|
.300%
|
Tier 2
|
$35,000.00 and over
|
.35%
|
.351%
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| *APY
Is The Annual Percentage Yield. |
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- The APY ( Annual Percentage Yield )
for Money Market Share accounts may change
after the account is opened.
- The APY is accurate as of the Rates
Published Date. APY rates are set at
the end of each calendar month and
applied retroactively, but are subject
to change at any time.
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Minimum balance to earn TIER 1 rate is $10,000.00
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Minimum balance to earn TIER 2 rate is $35,000.00
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| Club
Account |
Dividend
Rate |
APY* |
2009 Declared Dividend |
.75% |
.75% |
| Christmas Club pay-out date is November 1st each year
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| *APY
Is The Annual Percentage Yield. |
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Rates are Fixed APY for the term of the account.
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Penalties are incurred for early withdrawal.
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Rates shown were paid on accounts that matured last November. The rate for this year will be set during October. That rate has, traditionally, been higher than the Share Saving Rate.
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More than 4 withdrawals or withdrawal of 50% or more of account balance before pay-out date will trigger account closure and penalties.
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