Savings Rates & Terms

Last Rate Declared Effective: 12/31/2013
Rate Effective For Quarter: 4th Quarter 2013
Note: Rates Are Subject To Change Without Notice.

Share Certificates
Term Of Account
Amount
(Minimum To Qualify For Rate Listed)
Dividend Rate
APY*
90 Day Maturity
$35,000.00 Minimum
.15
.15

12 Month Maturity

$2,500 Minimum

.28
.28

06 Month Maturity

$5,000 Minimum
.25%
.2502%

12 Month Maturity

$5,000 Minimum
.31%
.31%

24 Month Maturity

$5,000 Minimum
.36%
.36%

12 Month Maturity

$25,000 Minimum
.36%
.36%

12 Month Maturity

$50,000 Minimum
.36%
.36%

24 Month Maturity

$25,000 Minimum
.36%
.36%

24 Month Maturity

$50,000 Minimum
.38%
.38%
Call your ACSFCU staff for today's competitive rates on other Share Certificate rates and terms.
*APY Is The Annual Percentage Yield.
  • APY means Annual Percentage Yield as required by Truth in Savings
  • Initial Dividend Rates are subject to change without prior notice.
  • Listed Dividend and APY RATES are accurate as of the Rate Change Effective Date.
  • Once issued, the APY will apply for the TERM of the Share Certificate.
  • SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL before Maturity.
Progressive Shares
Tier
Share Amount
Dividend Rate
APY*

Tier 1

$100.00 To $4,999.99

0.05%
0.050%

Tier 2

$5,000 To $34,999.99
0.10%
0.100%

Tier 3

$35,000 And Up
0.11%
0.110%
*APY Is The Annual Percentage Yield.
  • The APY ( Annual Percentage Yield ) for Progressive Share accounts may change after the account is opened.
  • The APY is accurate as of the Rates Published Date. APY rates are set at the end of each calendar quarter and applied retroactively, but are subject to change at any time.
  • Minimum balance to earn TIER 1 rate is $100.00
  • Minimum balance to earn TIER 2 rate is $5,000.00
  • Accounts with less than a $25.00 balance will incur service fees of $1.50 per month.
Money Market Account 12/31/2013
Tier
Share Amount
Dividend Rate
APY*

Tier 1

$10,000.00 to $34,999.99

.15%
.150%

Tier 2

$35,000.00 and over
.20%
.200%
*APY Is The Annual Percentage Yield.
  • The APY ( Annual Percentage Yield ) for Money Market Share accounts may change after the account is opened.
  • The APY is accurate as of the Rates Published Date. APY rates are set at the end of each calendar month and applied retroactively, but are subject to change at any time.
  • Minimum balance to earn TIER 1 rate is $10,000.00
  • Minimum balance to earn TIER 2 rate is $35,000.00
Christmas Club
Club Account
Dividend Rate
APY*

2013 Declared Dividend

.30%
.30%
Christmas Club pay-out date is November 1st each year
*APY Is The Annual Percentage Yield.
  • Rates are Fixed APY for the term of the account.
  • Penalties are incurred for early withdrawal.
  • Rates shown were paid on accounts that matured last November. The rate for this year will be set during October. That rate has, traditionally, been higher than the Share Saving Rate.
  • More than 4 withdrawals or withdrawal of 50% or more of account balance before pay-out date will trigger account closure and penalties.

     
 
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