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Columbus Phone:
(614) 447-3675 • Washington
Phone: (202) 452-8915 • Touch
Tone Teller: 1-800-848-6538 Ext. 3737 |
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Read MoneyMatter$:
Read the most recent issue of MoneyMatter$.
To obtain a PDF version of prior issues, send an email to customer.service@acsfcu.org to request a prior issue.
What's New at ACSFCU:
Spring into Automotive Savings
Your ACSFCU has just reduced rates on New and Used auto loans to historic lows. Look under Current Rates. Remember that pre-approval and 20% down discounts still apply. In addition we are offering new specials and discounts!
- Extended warranty service contracts through InterContinental Warranty Service at rates that car dealers can only dream about!
- GAP Insurance is available for low downpayment loans - don't be "underwater" on your loan.
- Add Extended Warranty and GAP Insurance to your loan and get an additional 0.25% interest rate discount.
- Make a downpayment that eliminates the need for GAP insurance and add Extended Warranty to get a discount of 0.15%
- Get a CARFAX report for only $19.99 - normal web charges are $39.99!
- If you close your vehicle loan with ACSFCU after obtaining our CARFAX report, we will rebate some or all of your $19.99.
Remember, a Zero Finance Rate at a dealer may just inflate the vehicle cost to cover loan interest charges. Walk in with a pre-approved ACSFCU loan.
New SNAP Loans
Are there times when your paycheck shrinks faster than the stack of bills due?
Did an unplanned expense drive you to consider a visit to the PAY-DAY Lenders?
Your ACSFCU can help with a low cost, easy to access Credit Line for emergencies that does not entail excessive fees and interest rates.
Consider a loan in a SNAP from your Short Notice Advance Pay Line of Credit.
A line of credit up to $750.00 that can be accessed any time, especially when unexpected expenses arise.
- A single annual fee sets up the account
- No credit check is required
- Interest is only charged when there is a daily balance
- Interest will not exceed 18%
- No fees to access your SNAP Line of Credit
- Repayment in 30-60 days
See any ACSFCU staff member to apply.
Ongoing Specials
ACSFCU has teamed up with GM and Chrysler to help our members Invest in America. All eligible current and new members have the unique opportunity to get a great discount on a new vehicle from GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. Depending on your choice, you could save up to thousands of dollars.
The deal gets even better when you finance your vehicle at with ACSFCU. Thanks to our low loan rates, discounts for pre-approval and/or 20% down payment, your savings will quickly add up. And you’ll be doing your part to help the local economy when you buy an American-made car and finance it through American Chemical Society Federal Credit Union.
Start driving your discount. For more information on Invest in America, visit http://www.lovemycreditunion.org
Is my Money safe at ACSFCU?
Yes, Your ACSFCU is now and always has been managed in a financially prudent and cautious manner. ACSFCU has not invested in Sub-Prime mortgages, derivative financial products, credit-swaps and the other "sophisticated" financial products that have brought havoc to Wall Street and the "Big Banks".
First, your accounts are backed by the National Credit Union Share Insurance Fund (NCUSIF), a fund maintained by the U.S. Treasury and administered by the National Credit Union Administration (NCUA). Federal insurance protects your money in share savings, share draft/checking, money market, share certificate, trust, and retirement accounts.
NCUA coverage is to credit unions as FDIC, or Federal Deposit Insurance Corporation, coverage is to banks. Both funds are backed by the full faith and credit of the U.S. government.
And now, passage of the Emergency Economic Stabilization Act of 2008 increases NCUA coverage from $100,000 to $250,000. The increase is temporary. Funds may be insured for even more than $250,000, depending on how you establish your accounts.
Second, ACS Federal Credit Union operates with a safety net of capital that helps us weather temporary setbacks. And, we maintain an "allowance for loan losses." This additional cushion anticipates losses when some members fail to repay loans.
Third, ACS Federal Credit Union is examined regularly by NCUA to make sure we are engaging in safe and sound operations. Your ACS FCU has earned the highest available rating!
We at ACS Federal Credit Union can assure you that your money is safe.
Best regards,
ACS Federal Credit Union Board of Directors
Terry Timmons ttimmons@acsfcu.org or any Board Member would be happy to personally answer any questions or concerns that you might have.
Oliver K Williams, III
Board Chair
board.chair@acsfcu.org
American Chemical Society Federal Credit Union
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